> SITUATION

> BLUEHEAVEN FINANCIAL SERVICE

> CREDIT ENHANCEMENT PROCESS

> PROJECTS EVALUATION

> TERMS, CONDITIONS AND PROCEDURE

> LETTER OF COMMITMENT

> THE FOLLOWING IS AN EXAMPLE OF A TYPICAL TRANSACTION BY A CLIENT USING
OURS SERVICES

> FINANCIAL SERVICES AND PERFORMANCE

> COMMISSION

> COMPARATIVE ANALYSIS OF FINANCIAL TRANSACTIONS

> COMPENSATIONS TO AGENTS AND REPRESENTATIVES

> BACKGROUND

SITUATION

As you are probably aware, obtaining financing for investment and other private projects, has become increasingly difficult. Record numbers of bankruptcy filings, restrictive Banking regulations, the Global recession and defaults by companies that are unable to provide Guarantees and pay their debts are all factors that contribute to making credit scarce.

::Up

BLUEHEAVEN FINANCIAL SERVICE

BLUEHEAVEN FINANCIAL SERVICE primary service for its clients, is facilitating long-term financing by assisting them in obtaining Guarantees and collateral that are acceptable to the international banking community. BLUEHEAVEN FINANCIAL SERVICE has developed an approach to business finance that brings in creative thinking, to help secure solid commitment guarantees for long term business loans . The Directors and Representatives of BLUEHEAVEN FINANCIAL SERVICE acts as a "match maker" for loan applications. "Computer Global Model".

::Up

CREDIT ENHANCEMENT PROCESS

BLUEHEAVEN FINANCIAL SERVICE has developed resources around the world to help give it the information it needs, to analyze loan applications and to package them in a way that is easy to understand and accentuates the positive aspects of each application. In other words, BLUEHEAVEN FINANCIAL SERVICE has developed over the years.

::Up

PROJECTS EVALUATION

BLUEHEAVEN FINANCIAL SERVICE selects only serious solid applications for consideration. If the business plan and projected financial Performa meet the criteria of our Review Board and Credit Enhancement Committee, BLUEHEAVEN FINANCIAL SERVICE, which can accept or reject the application. If accepted, said Investor Group, will arrange to secure prime collateral instruments from a Financial Institution. These can be U.S. Treasury Bonds or Eurobonds which are underwritten by top 20 International Banks. Upon acceptance by both parties, a formal Letter of Intent from BLUEHEAVEN FINANCIAL SERVICE is issued.

::Up

TERMS, CONDITIONS AND PROCEDURE

When the Project is accepted and Approvaled, the cost to use the Credit Enhancement and send the application to the Investor Group, for issue a formal Letter of Intent is 0.1% for the amount of the projects.

The Letter of Intent and other documentation will signal the willingness of both parties to proceed,with the terms, conditions and procedure. This Letter of Intent usually is valid for Five Banking days. By the end of this 5-day period, a decision to proceed must be made, to sign an Agreement with BLUEHEAVEN FINANCIAL SERVICE and other related documentation.

The cost of the “Letter of Commitment Expenses” provided by a Financing Institution usually runs between 1% to 2% for projects over Two Million Dollars and 3% to 4% for projects under Two Million Dollars of the net amount of the loan, depending on certain variables (i.e. type of project, amount, country, principals of the project and other criteria).

::Up

LETTER OF COMMITMENT

"The Letter of Commitment Expenses" that the applicant’s Managing Director or CEO is required to pay upon signing the above referenced agreement and documentation is needed for the Investor Group to acquire from a Financial Institution an Irrevocable Letter of Commitment of Guarantees and Collateral for the principal of the subject loan.

These guarantees and this collateral can be Bonds, U.S. Treasury Bonds or Eurobonds which are underwritten by top 20 International Banks.

::Up

THE FOLLOWING IS AN EXAMPLE OF A TYPICAL TRANSACTION BY A CLIENT USING OURS SERVICES

A Company needs U.S. $ 1 Million for an investment project. BLUEHEAVEN FINANCIAL SERVICE would arrange for guarantees and collateral supporting financing of U.S. $ 2.2 Million. Upon receipt of this financing, the company would receive $ 1 Million for its project and the other $ 1.2 Million would be deposited into a sinking fund. At maturity, the sinking fund would be sufficient to repay the entire U.S. $ 2.2 Million principal to the lender. During the loan term, the company would only pay interest on the principal (U.S. $ 2.2 Million), since the sinking fund automatically retires the principal.

The applicable interest rate is determined by negotiations between the company and the lender. This rate should be comparable to the LIBOR (London Interbank Offered Rate) and other current market rates more Cost of the Insurance Police: 5%.

::Up

FINANCIAL SERVICES AND PERFORMANCE

The Directors and Representatives of BLUEHEAVEN FINANCIAL SERVICE have been working with international businesses for several years. For many reasons, the Clients, Investor Groups and Financial Institutions with whom BLUEHEAVEN FINANCIAL SERVICE works are Confidential.

BLUEHEAVEN FINANCIAL SERVICE contacts with Investor Groups and Financial Institutions as well as the personal contacts of BLUEHEAVEN FINANCIAL SERVICE database of over 8,000 financial sources and its tried and tested banking reltionships help achieve success for many Business Proposals.

::Up

COMMISSION

BLUEHEAVEN FINANCIAL SERVICE understands the process behind obtaining business financing and is there to make matches between sources of funding and good business plans and opportunities. It is BLUEHEAVEN FINANCIAL SERVICE receive a 3% commission. BLUEHEAVEN FINANCIAL SERVICE earns a commission by creating business finance success stories: businesses that receive the funds they need for their projects and investors who have faith in those projects. “Everyone Wins”.


::Up

Advantage of operating with BLUEHEAVEN FINANCIAL SERVICE

1. U.S. $ 400,000 Available for the client’s investment project.
2. The clent’s guarantee(s) (assets, real estate, etc.) is not compromised or mortgaged.
3. The International Banking Community accepts the guarantees and collateral provided
by our Financial Service.

* The Sinking Fund automatically cancels the capital at the end of the loan period.

::Up

COMPENSATIONS TO AGENTS AND REPRESENTATIVES

To our Agents and Representatives we pay the follow compensations:

10% percent of the cost of issue a letter of intent, for use the Credit Enhancement and send the application to the Investor Group.

10 % percent of the commitment expenses.

1 % percent commission of the net amount received by the client once the project has been funded.

::Up

BACKGROUND

To remind you of the Background of our International Corporation, we are Financial Consultants and Advisors, incorporated in New York USA, with headquarters in USA, EUROPE, ASIA and official representatives all over the World.

::Up