1. HOW LONG DOES IT NORMALLY TAKE TO RECEIVE AN IRREVOCABLE LOAN GUARANTEE COMMITMENT FOR PRINCIPAL?

2. WHAT KIND OF COSTS ARE INVOLVED IN USING YOUR SERVICES?

3. HOW DOES THE SINKING FUND WORK?

4. HOWOW SECURE ARE THE GUARANTEES ISSUED FOR THE PROJET?

5. IN ADDITION TO THE PRINCIPAL, CAN YOU INSURE THE INTEREST?

6. WHAT IS THE INTEREST RATE CHARGED ON THE LOAN?

7. IN WHAT CURRENCY ARE THE LOANS AVAILABLE?

8. WHAT IS THE MINIMUM AND MAXIMUM AMOUNT?

9. WHAT KIND OF PROJECTS IS BLUEHEAVEN FINANCIAL SERVICE INTERESED IN?

10. WHAT IS THE MINIMUM AND THE MAXIMUM LOAN PERIOD?

11. DO YOU HELP FIND AND PLANNING WHIT THE LENDER?

12. WHAT IS THE SOURCE OF BLUEHEAVEN FINANCIAL SERVICE STREGTH?

13. AT THE END, WHO REALY IS BLUEHEAVEN FINANCIAL SERVICE?

1. HOW LONG DOES IT NORMALLY TAKE TO RECEIVE AN IRREVOCABLE LOAN GUARANTEE COMMITMENT FOR PRINCIPAL?

The whole loan process is a step by step process:

First: The Client sends the “PROJECT INFORMATION FORM" to BLUEHEAVEN FINANCIAL SERVICE by email.

Second: The " BLUEHEAVEN FINANCIAL SERVICE ", is evaluated by our Credit Enhancement Committee, our Directory and the Investor Group.

Third: An answer is sent to the client within 4 days Banking, if the project Is approved or not.

Quarter: If It is approved, an Approval Letter with the terms, conditions and procedure will be sent to the client.

Fifth: Within 5 Banking days the client must inform BLUEHEAVEN FINANCIAL SERVICE his intentions. If he decides to go further to initiate the financial operation to his favor, for which will pay the cost of the 0,1% of the Net Amount of the Project.

Sixth: Confirmed the transference of 0,1%; Will be sent the Letter of Intent and the Bank Agreement for signature and the payment of the cost of the Letter of Commitment (from 1% to 4%).

Seventh: Perfected the Bank Agreement and the payment of the cost of the Letter of Commitment, will be made the Planning of Closing and Funding.

Eighth: At funding the Client will pays a commission of 3%.
The Financial Services have a approximate maximum term of 20 Banking days, nevertheless our Interest is same Interest of the Client, and this term will be reduce to the minimum, in agreement with the Operative Strategic Planning made between both parts.

::Up

2. WHAT KIND OF COSTS ARE INVOLVED IN USING YOUR SERVICES?

The cost to use the Credit Enhancement and send the application to the Investor Group, for issue a formal Letter of Intent is 0.1% for the amount of the projects.

At the time the application agreement is signed, and a Letter of Intent to provide an Irrevocable Loan Guarantee Commitment for Principal to establish guarantees and collateral for the loan is issued, a cost for the Letter of Commitment Expenses in acquiring that commitment is required. This usually runs about 1 to 2 percent for amounts over two Million Dollars and 3 to 4 percent for amounts under 2 Million Dollars, depending on certain variables.

In addition, a 3% commission payable to BLUEHEAVEN FINANCIAL SERVICE is due upon the funding of the loan.

::Up

3. HOW DOES THE SINKING FUND WORK?

Let's say, a company needs to net $1,000,000 for a project. A loan for $ 2.2 Million would be arranged. One million would go to the company's project, and $1,200,000 would go into a Sinking Fund. At the end of the loan period, the Sinking Fund will automatically pay off the principal ($ 2 .2Million). During the loan period, the Client will only make interest payments on the principal amount borrowed ( $ 2.2 Million).

::Up

4. HOW SECURE ARE THE GUARANTEES ISSUED FOR THE PROJECT?

The guarantees and collateral include Bonds, Euro Bonds and U.S. Treasuries that are underwritten by top 20 International Banks. This Bonds , Euro Bonds and / or U.S Treasuries are rated AAA.

::Up

5. IN ADDITION TO THE PRINCIPAL, CAN YOU INSURE THE INTEREST?

Yes, the interest can be guaranteed in much the same manner as the principal of the loan is insured. Bonds are set aside to guarantee the interest payments for one year. If the client makes these interest payments, the bonds are then rolled over to the second year, and so on until the termination of the loan.

The interest can also be guaranteed through the services of a top Insurance Company.

::Up

6. WHAT IS THE INTEREST RATE CHARGED ON THE LOAN?

The interest rate is determined by negotiations between the company and the lender.

This rate should be comparable to the LIBOR or other current market rates: 5%

::Up

7. IN WHAT CURRENCY ARE THE LOANS AVAILABLE?

The loans are available in the currency that is negotiated between the lender and the borrower (Dollars, Euros, Etc), assuming the cost of Release of Funds; in accordance with the area of the Lender Bank (Origin of funds & Capital Gains Tax).

::Up

8. WHAT IS THE MINIMUM AND MAXIMUM AMOUNT?

The minimum amount is of U.S. $500,000, without maximum limit.

::Up

9. WHAT KIND OF PROJECTS IS BLUEHEAVEN FINANCIAL SERVICE INTERESTED IN?

Our Investor Groups are interested in projects (all kinds of sectors) of private companies. They are not interested in Public Projects because of negative experiences they have encountered in the past.

::Up

10. WHAT IS THE MINIMUM AND THE MAXIMUM LOAN PERIOD?

The minimum term of a loan would be 10 years, with a maximum of 30 years.

::Up

11. DO YOU HELP FIND AND PLANNING WHIT THE LENDER?

In addition to supplying the guarantees for the loan, we are also in a position to help you in finding, planning and negotiating with the Lending Banks.

Through our personal contacts and our extensive database, we can provide planning and consultation, depending on the type of project, amount of loan, region, track record of the individuals involved and other criteria.

The identity of the lender is kept Confidential until time of funding the Project.

::Up

12. WHAT IS THE SOURCE OF BLUEHEAVEN FINANCIAL SERVICE STRENGTH?

Our contracts with Investor Groups, Financial Institutions and the personal contacts of our own Board of Directors puts the client’s project in front of the people who make things happen.

In addition, our state of the art financial technology and database accesses over 8,000 financial sources for the client’s project. Our direct and personal contacts with bankers, makes sure your project gets the attention it deserves, and assures results.

You can rest assured that we will assist the client every step of the way. In this respect, the client’s interest is our interest, for it is only when the client receives his funding, that we earn our 3% commission. In essence we both seek the same result, that is, funding the project. It's a win - win situation. He receives the loan, gets his project moving and we receive our commission for performing our Financial Services.

::Up

13. AT THE END, WHO REALLY IS BLUEHEAVEN FINANCIAL SERVICE?

To remind you of the Background of our International Corporation, we are Financial Consultants and Advisors, incorporated in New York USA, with headquarters in USA, EUROPE, ASIA and official representatives all over the World.

BLUEHEAVEN FINANCIAL SERVICE primary function is to assist clients in obtaining financing for companies that are not normally bankable. These clients are either start-up companies or established companies that require expansion capital. Real Estate projects, and other. However these companies for some reasons are not bankable, but the individuals responsible for the projects have good referential, commercial and banking connections.

::Up